Church Investments FX2019-05-20T10:06:35+00:00

Frequently Asked Questions

CIFX gives you access to the best achievable deliverable exchange rates and customer service available in the industry. Whether you are buying a property in another country or simply repatriating some wages earnt working overseas, CIFX will always offer you a saving compared to your bank or current provider. You will benefit from having one account for everything from start to finish. Very personable with 10 years’ experience helping individuals and companies get the best exchange rate compared to anywhere. Available to speak 24/7, and happy to work around peoples busy lives.
There is no cost to open an account or on transfers (this is built into our overheads). Our profit is made in the exchange rate by basically being less greedy than the banks or the rest of the industry. Our margins are tighter and by getting you closer to the interbank exchange rate we are saving you money.
The Interbank exchange rate is where the banks trade between themselves and is not an achievable exchange rate by anyone person or company. This rate everyone follows around the world to see where the market is, you buy beneath and sell above. To get a live achievable exchange rate speak to your account manager now.
Your money will only ever sit in a clearly marked client account. The money can only be instructed anywhere by a client and it can sit there as long as the client needs it too. There is no maximum/minimum amount that can be held in the client account.
All calls are recorded for your security as well as our own.

Payment services for CIFX are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: The Steward Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199). In the US Currency Cloud operates in partnership with CFSB. CFSB fully owns the bank program and services are provided by The Currency Cloud Inc.

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There are various contract options to help a client maximise the market depending on the unique requirement and timescale. You can buy currency that is required in the future at today’s exchange rate even without current full availability of funds via a Forward Contract. You can also set a best and worst case scenario to trigger if the market is being particularly volatile. When trying to budget for a purchase these are fantastic. Your account manager can talk you through a risk/reward for your scenario and exchange rate to help map out the best route to market.