LIFE REVERSIONS
In essence the property is occupied by the Tenants who own a “Lifetime Lease” on the property while you are the Registered Owner of the property. The Life Tenant is responsible for all maintenance and upkeep costs including; utility bills, council tax, any service charge or ground rents where applicable. You simply buy the property at a discounted market rate.
WHAT ARE LIFE REVERSIONS
Life reversions are a well-guarded secret of the Professional Property investor, they are low maintenance and available for purchase at a fraction of the properties current market value.
Then when the property vacates, i.e. when they pass away or move into full time residential care, you decide how to further maximise its potential buy renting it, developing it or simply selling on the property keeping 100% of its value. On some occasions the Lifetime Tenants have at the point of their Lifetime lease being created, retain a percentage of the prop erty value. This is reflected in the amount paid for the property by the investor, who then shares that percentage.
FUNDING
By their nature funding is not possible at the point of purchase so these are a perfect investment for investors with disposable cash. Typically the properties are purchased at a 50%+ discount on the properties market value so even if over the period of ownership there is no capital growth in the UK residential property market, you will have an asset that will increase your investment by around 100%.
Buy to Let
A key ingredient of a Professional Property Investors Portfolio. Which despite recent changes can still produce both capital appreciation and an income from rental yield. With over 30 years’ experience of sourcing such investments we can help build a portfolio.
Development
Opportunities to invest in a bigger and more profitable schemes from our established contacts of handpicked and experienced property developers with sites in key areas. Allowing possibilities for either sale or perhaps refinance and renting the finished properties to build your portfolio further
Using your money wisely while you are playing and by investing in property can give you and your family a safer future after your career finishes.